How to borrow airtime from Airtel (2022)

If you’ve arrived at this website, it’s because you’re looking for information on how to borrow Airtel airtime. If that’s the case, you’ve come to the perfect place for answers Read also How to borrow data from Airtel

How to borrow airtime from Airtel

This article will teach you all you need to know about borrowing Airtel credit or call credit as some people call it. These cover the eligibility requirements, procedures, and anything else you should be aware of.

Airtel Extra Credit

We’ve all run out of airtime without a way to recharge at some point. It’s possible that the network is down and you can’t get a recharge from your bank. On the other hand, it’s possible that you’re stranded somewhere without access to the internet. Whatever the case may be, you’ll be keen to know how to top up your cellphone number right now.

You do not need to be concerned; Airtel Nigeria has provided a solution to this issue. Airtel now allows users to borrow airtime. Extra credit is the name given to this service. Using the Airtel extra credit code, you can borrow airtime or data and pay it back when you recharge.

Read also; How to migrate to Airtel smart connect 6.0

Except for the N25 loan, there is a 15% service charge. Additionally, you can borrow data to use on the internet. Isn’t this fantastic? It’s crucial to note, however, that you must meet certain criteria in order to qualify for this loan. Learn how to borrow MTN airtime.

Eligibility requirements for borrowing airtel from Airtel

Have an Airtel SIM card?
Your SIM card must have been activated for a minimum of three months.
A monthly recharge of at least N250 is required. This is due to the fact that they will take into account your monthly recharge frequency.
You must not have any outstanding talk time loans to qualify for this loan.
To borrow Airtel airtime, you’ll need to know the code.

How to borrow airtime from Airtel

Dial the Airtel borrow code – 500, then ‘#’, followed by the quantity of airtime you want to borrow. For instance, if you want to borrow N100 in Airtel credit, call 500100#. You can also dial *500# and then follow the prompts.

You should receive a notification indicating that your request is being handled shortly after that. If you meet the prerequisites, you’ll be able to do so. If you don’t, they’ll give you a message notifying you that you need to recharge more in order to qualify. You will be credited with N85 once the processing message has been received. This is due to the elimination of the 15% service charge.

How to Borrow Data on Airtel

Apart from borrowing airtime, Airtel subscribers can also borrow data to use on the internet. If you run out of data and are unable to subscribe to another plan for whatever reason, you can borrow data and pay it back later by following these instructions. Learn how to borrow 9mobile airtime.

*500# is the number to dial.
A prompt will appear after that. To borrow data, respond with 3.
If you’ve done everything correctly, they’ll show you a list of data bundles that you’re eligible for. It could be as little as 10MB or as much as 1TB.
Choose your preferred bundle. And they’ll activate your data plan of choice in no time.

How do I repay Borrowed Airtel Credit or Data?

The payback procedure is easy to follow. All you have to do now is top up your line with the credit or data you’ve borrowed. After you’ve done this, Airtel will deduct the money you borrowed automatically.


If you run out of airtime or data and don’t have any cash, you can use Airtel’s Extra Credit Services. This loan can be accessed without the use of an internet connection. All you have to do is dial the unique USSD code, and they’ll credit your line in no time.

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