Kuda Bank USSD Code 2022: All you need to know

Kuda Bank USSD code for bank transfers, transferring or depositing funds into your Kuda microfinance bank account.

Kuda Bank USSD Code

Here’s a step-by-step guide to using the Kuda Bank USSD Code to transfer or add money to your Kuda Bank account.

How to transfer money from First Bank to kuda Bank

From the phone number associated with the account, dial 894 amount* Kuda account number #.
To complete your transfer, follow the directions on your screen.

How to transfer money from Wema Bank to Kuda Bank

Kuda Bank USSD Code Dial 945 Kuda account number* amount # from the phone number associated with the account, and then follow the instructions on your screen or the procedures below.

Call *945 # from the phone number associated with the account.
Enter 3 to send money.
Reply 2 for the other banks.
4 Enter your Kuda account number here.
Send 9 for the next step.
Send 1 to Kuda Microfinance Bank to complete your transfer.

Using Kuda USSD code to send from Zenith, GTB and Polaris Bank

Launch Kuda.
On your dashboard, tap Add Money.
Select Add By USSD.
Enter the amount you want to send.
Dial the appropriate USSD code and follow the directions on your screen.

How to add fund to your Kuda bank

Launch Kuda.
On your dashboard, tap Add Money.
Select Cash Deposit, then select your preferred partner bank.
At the partner bank’s branch, follow the instructions on your screen to deposit cash into your Kuda account.

How to transfer money from GTB to Kuda Bank

From the phone number associated with the account, dial *737*amount*416#.

To complete your transfer, follow the directions on your screen.

How to send money to Kuda bank account using Kuda Bank USSD Code

Kuda Bank USSD Code With the Payments button at the bottom of your Kuda dashboard, you can send money, purchase airtime, and pay bills.

Select the “Payments” option
Select “Send Money.”
Fill out the transfer information.
Please confirm the transfer.

How to send money to Kuda account using cards

Kuda Bank charges a fee each time you send money with a credit or debit card through a payment gateway (e.g. Paystack, Flutterwave, Interswitch) that begins the transfer between your bank card and kuda account.

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However, since it is difficult to identify the origin of credit or debit card transactions, criminals choose this approach when transferring stolen money.

As a result, Kuda has made the following changes to its policies for security reasons:

To send money using a card, you must upgrade your Kuda account. We must compromise on this in order to keep everyone and their money as secure as possible. You can only add money to your account by transfer or cash deposit if you don’t have a Bank Verification Number (BVN) and a government-issued ID.

At the bottom of your Kuda dashboard, touch More, then Identification to enter your BVN and ID.

After you’ve transfer up to 100,000 naira to your account using a card, Kuda Bank will cease paying the payment gateway charge. This implies that after you’ve reached the 100,000 naira limit for free top-ups, you’ll have to pay a payment gateway charge every time you use a card to add money to your Kuda Bank account.

For local cards, the payment gateway cost is 100 naira plus 1.5 percent of the amount added. Please keep in mind that this charge is not imposed by Kuda Bank; nonetheless, Kuda Microfinance Bank will inform you of the amount before transferring funds from your card to your accounts. Deposits and transfers of cash to your account are always free. When you are reaching the free limit, Kuda Bank will give you a notice.

When you top up your Kuda account with an overseas card, you must pay the payment gateway cost. The payment gateway cost for foreign cards is 100 naira plus 4% of the amount added. If your card is issued by a bank outside of Nigeria, you must pay the payment gateway charge each time you use it to deposit funds into your account.

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